Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan. The Utility of Sector Investing Successful sector investing is dependent upon an accurate analysis about when to rotate in and out. 16 Wall Street Cliches in 60 Seconds Pundits say a lot of things about the markets. Let's see if you can keep up.