Serving Sudden Wealth Recipients
Sudden wealth is anytime you are suddenly responsible for significantly more money than you've ever been responsible for before. Have you experienced a Sudden Wealth Life Event?
Your Financial Hub
We serve as the central hub for all your wealth management needs. Our comprehensive approach integrates various financial services to support your family's long-term financial health & sustainability.
Meet Our Founders
Shane Moore & David Rust started Quartz Financial almost two decades ago in an effort to better the wealth management industry.
Bringing Your Entire Picture Together: One Piece at a Time
Life is full of milestones. Starting your career, getting married, growing your family, starting a business, and retiring are just some of the amazing things we experience. At Quartz Financial, we seek to simplify complex financial terms and investment options, offer honest advice, and help you navigate life. To us, you’re not just a number or one portfolio of many. You're our priority, and we have built our firm around helping you succeed.
The Quartz Financial Wealth Wheel
Acting as our clients' financial hub, we integrate many aspects of their financial life. Our custom Wealth Wheel showcases the intricate wealth management process, and the various professional disciplines involved.
By engaging with the Wealth Wheel, you can see how we service our clients in each of the listed disciplines.
Estate Planning
With sudden wealth comes greater responsibility. We assist clients with simple and complex estate planning, collaborating with board-certified attorneys to protect your wealth for the long term. Our role is to help you identify needs, understand estate creation, and navigate administrative issues. As your advocate, we clarify complex strategies to help ensure your legacy is secure for future generations.
Life & LTC Insurance
Even after a windfall, life insurance remains crucial for long-term planning. It can help protect your wealth against future estate taxes and ensure product and tax diversification. We work with multiple carriers to offer Term, Permanent, and Long-Term Care policies. Our team reviews existing policies and fulfills new needs for income replacement, estate planning, and business protection goals.
Property Insurance
Protecting high-value possessions like homes, cars, boats, fine art, and jewelry is essential for successful wealth management. Our network includes top independent P&C advisors experienced with high-net-worth properties and offering products from multiple companies to cover your assets and mitigate personal liability risks. A sound insurance program safeguards your new wealth against potential lawsuits and unforeseen incidents.
Luxury Travel & Lifestyle
"Travel is the only thing you buy that makes you richer." We have relationships with top travel advisors specializing in international getaways, from Europe to tropical paradises like the Caribbean and French Polynesia. Beyond travel, we offer insight into artwork valuation, luxury cars, and even private airplanes. Enjoy the life you've created with our curated content and personalized services.
Real Estate
Sudden wealth opens doors to various personal, investment, and commercial real estate opportunities. Having the right real estate professional on your team ensures competence and collaboration. Real estate decisions involve significant sums and legal liability, making it crucial to include these professionals in your financial management environment. We work collaboratively with leading real estate experts to add value and safeguard your investments.
Business & Family Law
Sudden wealth can unlock new business opportunities. Whether you're investing, starting a private business, or speculating in real estate, a business attorney is essential. We maintain relationships with solo, mid-size, and large office attorneys experienced in business planning and issues, ensuring you have the legal support needed for successful ventures.
Final Arrangement Planning
Planning for end-of-life arrangements is a crucial part of wealth management. We assist clients through the thought process and make introductions to professionals in this field. From funeral preferences to legal documents, our goal is to ensure your wishes are clearly defined and your family is relieved of the burden of planning during difficult times.
Psychology
Wealth can stem from both traumatic events and joyous surprises, leading to complex emotions. Counseling helps individuals understand these feelings, examine the challenges and opportunities of newfound wealth, and take action to move forward. Including therapists in your professional team is a modern wealth management best practice, promoting a holistic approach that benefits both mind and financial health.
Philanthropy
Wealth often inspires support for meaningful causes. To maximize the impact of your charitable giving, a well-designed and coordinated plan is essential. We help develop strategies that nurture assets, ensuring gifts are given at the right time. Collaborating with public and private organizations, we focus on three key elements: supporting charities you are passionate about, creating sustainable giving plans, and aligning your giving with tax planning goals.
Taxes & Accounting
Sudden wealth adds complexity to annual tax filing and planning. A qualified accountant or CPA is essential for managing multiple income sources and addressing both short-term and long-term tax strategies. We collaborate with a select group of tax professionals experienced in the intricacies of wealthy families, ensuring your financial affairs are expertly handled.
Banking
Wealth changes banking needs. While everyday transactions remain essential, higher balances can unlock exclusive accounts with lower fees and higher rates. Specialized lending capabilities may also be required. We collaborate with national Private Banks to offer unique Securities Backed Lending Programs and maintain relationships with small community banks and large multi-national banks, each offering distinct advantages.
Personal Trust
Personal trusts are essential tools for protecting wealth across generations. They minimize estate tax obligations and ease property transfers to heirs and charities. We collaborate with estate planning attorneys to draft trust documents, administration is handled by individual or our affiliated corporate trustees, while we manage the investments. Choosing the right trustee is crucial; we help you understand the costs and ensure proper management of trust assets alongside non-trust assets.
Designed for You
Our Approach to Planning
Planning for only one life event would be like having only one piece of the puzzle and expecting to see the entire picture. We utilize a comprehensive approach to help you design your masterpiece.
* These statements are testimonials by clients of the financial professional. The clients have not been paid or received any other compensation for making these statements. As a result, the clients do not receive any material incentives or benefits for providing testimonial(s).