David Rust, ChFC®, AIF®, AAMS®, CRPS®

As Co-Founder and Managing Partner of Quartz Financial, I remain driven by a singular mission – to help individuals, families and businesses achieve clarity and confidence in their financial futures.  Quartz Financial is a comprehensive wealth management firm providing guidance to families of sudden wealth to generational wealth.

My belief on wealth management was inspired by a simple yet profound realization: financial well-being is about more than numbers—it’s about people, their dreams, and the future they envision for themselves and their loved ones.  I believe that every financial choice tells a story, and my role is to help ensure that each chapter leads to a secure, prosperous and fulfilling outcome. Whether it’s structuring comprehensive financial plans, optimizing investment portfolios, or simply offering sound strategies to accomplish long term goals, I am committed to being a trusted advisor, guiding clients through the complexities of financial decision making with a steady hand and a clear vision.

At the heart of my approach is transparency, education, and a deep commitment to building lasting relationships.  I understand that financial decisions can feel overwhelming and that is why I prioritize clear honest communication translating complex concepts into practical strategies that clients can confidently embrace.  By staying ahead of market trends and regulatory shifts I provide forward-thinking solutions that adapt to an ever-evolving financial landscape that helps prepare our clients for whatever comes next.

My commitment to families of sudden wealth is evident through my co-authorship of four books on the topic, Sudden Wealth... It Happens, Sudden Wealth…Blessing or Burden? Sudden Wealth… The Workbook and Journal, and Single… Not by Choice.  These books, along with the Sudden Wealth Video Series and the Sudden Wealth Center, reflect my dedication to educating financial advisors and clients across the country.

Since 1989, I have held key roles managing the largest client relationships at Texas Commerce Bank, Bank One, and JPMorgan.  I have served as product director for New York Life Insurance, specifically training agents across the country on investment strategies.  My extensive background in fixed income strategies, particularly in municipal bonds, has been vital as Quartz manages the bond portfolios that are key to managing portfolio stability.

I have been an Austinite for over 50 years.  I am a proud graduate of the University of Texas. I have served on the boards for Any Baby Can, Conspirare, and The Austin Center for Grief, and remain a supporter of each of these organizations.  My family are members of the Hills Country Club.  I am married to Christy Rust, a business owner, and have one daughter Kayleigh, and three sons, Dawson, Duncan and Westin.

My advanced designations include Chartered Financial Consultant (ChFC), Accredited Investment Fiduciary (AIF), Accredited Asset Management Specialist (AAMS), and Chartered Retirement Plans Specialist (CRPS), along with a Group 1 Life and Variable Contract Insurance License as well as Series 7, 63 and 65 securities registrations with LPL Financial.